Most people who have begun their retirement planning are focused mainly on getting superannuation advice. But all too often, so much energy is put into ensuring there is enough money for retirement that the other aspects of retiring are left on the back burner. The truth is that there are many choices that you will need to make about your retirement that go far beyond your super.
Why Should You Plan More Than Your Finances?
Planning your retirement life before you retire gives you complete control of your life while you are still able to live independently and make lifestyle choices that are well-informed. It may be too late once you retire to make those decisions which would most benefit you.
The workforce is definitely changing, with many more seniors continuing to work into their 70s and beyond. Before you decide to retire, there are several options before you, depending on your goals. Perhaps you feel there is more that you could achieve at your current job. Or, you may feel like you would rather keep working as you decide what to do with your retirement years.
Many find the transition from employment to retirement to be traumatic. But the absence of the social network you used to enjoy doesn’t have to be immediate. Consider seeking out friendships outside of work while you are still working by trying out new activities. The extra-curricular relationships you develop can replace your work relationships once you have retired.
Once retired, the choice of what to do with your life is yours and yours alone. One way to stay motivated mentally is to choose some kind of activity that is meaningful and purposeful to you. This activity will help you adapt to this lifestyle change.
Being retired also means you have more time for physical activity. It is never too late to start walking, cycling, swimming or dancing. There are many classes available today which combine one or more of the above for a daily or weekly routine that never gets boring.
Eating healthy is vital if you have reached your retirement years. If you are having trouble planning healthy meals, get the help you need from local community groups or go online to get ideas from other retirees.
Much consideration is important where it comes to where you will live once retired. You may choose to move in with relatives, find a senior’s retirement community, or simply choose to rent a private home. Considering the availability of services like public transport and doctors’ offices near where you wish to live is a smart thing to do when thinking about retirement.
There are certainly many things to consider before you retire. And the sooner you consider them, the better off to enjoy your golden years you will be.
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